Beating Online Payday Loan Lenders at Their Own Game: Tips

• Take advantage of no-interest payday loans for new customers, just as long as you are absolutely sure you can pay them back on time or they'll go from free to expensive. After all, biggest risk for any kind of cash advances are enormous fees if you don’t pay on time. If you can avoid paying interest, your problems are mostly solved.
• Make sure your online payday cash advance or loan lender is legit. Check to see whether lender is a member of Better Business Bureau--the site will display logo prominently if business is a member.
• Before you get your payday advance, create a quick budget for how you are going to pay loan when it is due. Take into account any additional bills or expenses that will come up between now and payback day—and between payback day and your next pay check.
• Mark payback due date on your calendar, your computer at home, your computer at work, your cellphone, your refrigerator magnets--you get idea. Online payday loans only become risky and expensive when you don't pay on time.
• Compare lenders' annual interest rates and fees. Make sure you know exact cost of repaying loan so you can make an accurate comparison.

You have to do your research if you want to get a good payday loan, but thanks to internet, it’s easy.

Joel Walsh is a regular contributor to Online Payday Loans : http://www.payday-loan--online.com. Go to Online Payday Loans for tips on getting the best payday advances online.

• Pay all bills on time.
• Stay at same address for a few years if at all possible.
• Contact lenders who reported negative information to credit bureaus to see if they will remove it or amend it to emphasize that his accounts were eventually returned to good standing.

But in meantime, Steve needs a car loan. His job isn’t a on a bus route and he can’t pay cash. After careful research on internet, Steve finds he could get a high-interest bad-credit auto loan. The loan will also give Steve another chance to restore his credit.

To take a bite out of interest, Steve gets a friend of his who’s a mechanic to help him find an inexpensive but reliable used car—which means a smaller loan and therefore smaller interest payments. He also dips into his savings and 401(k) to pay as much up front as he can, since interest on car loan will outpace interest he could earn on these accounts.

Five years later, Steve’s credit rating is as good as gold and he trades his used car in for car he always wanted.

What will you be driving in five years? If you plan well and get best deal possible on your bad credit car loan, you’ll go far whatever you’re driving.

Start your research by getting your credit report and FICO scores from these credit monitoring services: Equifax, Consumerinfo, or TrueCredit Then look into apply at these bad credit car loan lenders:

Joel Walsh, a regular contributor, has written more tips on how to get a car loan with bad credit Bad Credit Car Loans:http://www.cars-auto-loans.com